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American Express® for Small Business - Built for Business Owners
The American Express Business Card from American Express.  Earn cash rebates with no annual fee.
Enjoy built-in advantages when you use your Card
The American Express Business Card offers you the opportunity to earn a cash rebate of up to $1,250 each year – depending on your spending and the number of months you carry a balance.1
Purchasing Power: Put more of it in your control
Leverage your cash flow with the option of paying your balance in full or over time.
Security & Protection: It’s good business to be prepared.
Your Company benefits from valuable protection against the financial hardships caused by permanent, total disability. And it’s yours at no extra cost.
Rewards Program
Earn cash rebate up to $1,250 per year.1
Type of Card
Credit Card – flexibility to pay balances over time
Annual Fee
No annual fee.
Supplementary Cards
Free supplementary cards
Annual Interest Rate
The preferred rate for purchases is 19.99% and funds advances is 21.99%2
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apply nowCash Rebate
Earn cash rebates with
no annual fee.
Use the no-fee American Express® Business Card for all your business purchases and you can get a substantial cash-back rebate every year.1
Earn cash rebate
Earn an annual cash rebate:
The American Express Business Card offers you the opportunity to earn a cash rebate of up to $1,250 each year - depending on your spending and the number of months you carry a balance.1
How you can earn a cash rebate
How your rebate works:
On the first $2,000 of annual net eligible purchases, the cash rebate is 0.25%; on the next $3,000, the cash rebate is 0.50%; on any amount over $5,000, the cash rebate is 1.50%. The annual maximum Basic rebate amount is $1,000. Bonus Rebate: 0.5% on all net eligible new purchases when you carry a balance. The annual maximum Bonus Rebate amount is $250.1
apply nowBenefits built for Canadian Small Business Owners.
Benefits built with
business owners in mind.
Enjoy flexible benefits that can help you grow your business further, and coverage that can safeguard what you've worked hard to achieve.
Easy to access Expense Management Reports are available with your American Express Small Business Card for Canadian Business Owners
Expense Management Reports
Quarterly and annual reporting that makes record keeping, expense tracking and tax preparation easier.

View a demo of how expense reports can help your business.

Login to your account and access your expense report.


Mobile Account Access from American Express
Mobile Access

Keep tabs on your account from anywhere. Mobile account access allows you to check your balance, review your recent purchases, make payments and transfer money.

To access:

  • Launch your mobile browser and go to americanexpress.ca
  • Log in with the same User ID and password you currently use to manage your account online.
apply nowSmall Business Services and Support that are built for Canadian Small Business Owners.
There when you need it...
wherever that is.
Wherever your business takes you, you can rely on this Card to provide you with the convenience you need, when you need it.
Get cash fast with Fund Advance
Get cash fast with a Funds Advance3
If approved by us, you can get the cash you need at any of 40,000 plus automated banking machines across Canada that are a part of the Interac.®*
Emergency Card Replacement
Emergency Card Replacement
In the event of a lost or stolen Card, call us and we will make arrangements to get a replacement Card to you. If you are in a remote area, arrangements can usually be made to have your Card waiting at some point along your itinerary. For emergency card replacement call 1-888-721-1046.
Travel Accident Insurance
Travel Accident Insurance4†
You, your spouse and dependent children under the age of 23 are automatically covered with up to $100,000 of accidental death and dismemberment insurance when you travel by a Common Carrier Conveyance such as a plane, train, bus or ship and the entire fares have been charged to the American Express Business Card. For more information about Travel Accident Insurance4† call 1-877-777-1544.
Disbability Plan for Small Business
Disability Plan for Small Business5†

Your Company benefits from valuable protection against the financial hardships caused by permanent, total disability. And it’s yours at no extra cost. If you, as a Sole Proprietor, become permanently, totally disabled as a direct result of an accident injury, you are eligible to up to $10,000 in benefits. Benefits increase with the length of Card membership. 

After two years, benefits increase to a maximum of $25,000. After six years, the maximum amount is $50,000. The plan also provides an additional amount of up to $5,000 to cover the cost of maintaining or closing the business. As an additional coverage, if you lose an employee who is a Business Cardmember as a direct result of a permanently, totally disabling accident, your business is entitled to up to $10,000 in benefits to cover the cost of hiring and training a replacement employee. For more information about Disability Plan for Small Business5† call 1-800-869-3016.

† NOTE: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificate of Insurance carefully.