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American Express® for Small Business - Built for Business Owners
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Earning more AIR MILES®*** reward miles means using them sooner
Earn 1 AIR MILES reward mile for every $15 in Card purchases at AIR MILES®*** Sponsors and 1 for every $20 in Card purchases everywhere else.2
Earn AIR MILES®*** reward miles twice
Show your Collector Card and use your AIR MILES®*** Gold Business Card at Sponsor locations to earn reward miles twice.
Pay no annual fee – no risk, all reward
Plus, enjoy the flexibility to pay balances in full or over time.
Get started with 150 bonus reward miles
Simply spend $1,000 in your first 3 months of Cardmembership.1
Rewards Program
Earn 1 reward mile for every $15 in Card purchases at AIR MILES®*** Sponsors and 1 reward mile for every $20 in Card purchases everywhere else.2
Spending Limit
Flexibility to pay balances over time.
Annual Fee
No annual fee
Supplementary Cards
Free Supplementary Cards for employees
Annual Interest Rate
The preferred rate for purchases is 19.99% and funds advances is 21.99%.3
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Get 150 Bonus reward miles when you spend $1,000 within the first three months.1
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Reward employees, clients and yourself.
Earn more AIR MILES®*** reward miles faster and reward your employees, your clients, or even yourself sooner – and more often. Choose from a wide range of travel, entertainment and lifestyle rewards. Plus, get started with 150 Bonus reward miles when you spend $1,000 in your first three months of Cardmembership.1
Earn AIR MILES with American Express
Access the full suite of AIR MILES Rewards
  • Redeem for more than 1,200 Rewards including entertainment, kitchen fun, electronics and so much more8
  • AIR MILES has many ways to get you where you want to go with Flights, Hotels, Car Rentals and Package Vacations and Cruises8
  • Rewards start as low as 75 reward miles – so you can quickly start redeeming for your business
Earn AIR MILES
The reward miles for your business add up fast
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES Sponsors and 1 reward mile for every $20 in Card purchases everywhere else.2
  • Earn twice – By making purchases on your Card and showing your Collector Card you can earn reward miles from both American Express and the AIR MILES Sponsor
AIR MILES with American Express
We’re giving you a Welcome Bonus
  • Earn a 150 reward miles Welcome Bonus – just purchase $1,000 in the first 3 months of Cardmembership1
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Think of it as a personal toolbox for your business
This Card features many helpful business tools, built right in. Take advantage of the ability to pay your balance in full or in part each month. Know your purchases are covered with built-in purchase protection. And track your business expenses online at any time. Talk about “all-in-one”.
Increase your cash flow flexibility with American Express AIR MILES
Save money and increase your cash flow flexibility
  • No annual fee
  • Free Supplementary Cards for employees
  • Leverage your cash flow with the option of paying your balance in full or over time
Access your account anytime, anywhere
  • Online Account Access is fast, safe and secure
  • Sign up for account alerts via text or e-mail
  • Download your billing information to track business expenses on your Card
  • Access Quarterly and Annual Expense Management Reports for flexibility in tracking expenses, assistance in identifying areas to trim costs and help making tax preparation easier.
Access to Cash with AIR MILES
Access the cash you need, when you need it
  • If approved, you can access cash at any of the more than 40,000 Interac®** automated banking machines across Canada, or at any of the automated banking machines around the world bearing the American Express logo4
Travel Accident Insurance with American Express AIR MILES Gold Business Card
Travel with confidence, for Business or Pleasure
  • $100,000 Travel Accident Insurance5† Up to $100,000 of Accidental Death and Dismemberment insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express AIR MILES®* Gold Business Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Free AIR MILES Supplementary Cards
Help control and track business spending with FREE Supplementary Cards
  • Monitor employee spending by using your online statement and online expense management reports to easily keep track of their purchases.
  • The reward miles earned on Supplementary Cards add to your reward miles account balance total, so the rewards add up even faster
Get protection with AIR MILES
Protect everything you’ve worked hard to achieve
  • Disability Plan for Small Business6† Your Company benefits from valuable protection against the financial hardships caused by permanent, total disability. And it’s yours at no extra cost.
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There when you need it... wherever that is
Wherever your business takes you, you can rely on this Card to provide you with the convenience you need, when you need it. From our on-call Business Services Specialists to the ability to track expenses with online business tools, you’re never far away from helping to ensure your business is well managed.
Easily reach and American Express Business service specialist.
Expert service advice, whenever you need it
  • Whether you’re considering Card benefits, want to know more about managing your account online, or you’re halfway around the world when the unexpected happens, we have specially trained Business Service representatives to help you with your Card account. Simply dial the number on the back of your Card and enter your Card number to reach a Business service specialist.
Find assistance around the globe
Find assistance around the globe
  • American Express has over 2,200 travel locations around the world in more than 140 countries to offer assistance while you're travelling7.

    Locate an office

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1.

Account must be in good standing. To qualify for a Welcome Bonus of 150 AIR MILES reward miles you must have at least $1,000 in net purchases posted to your account in your first 3 months of Card membership.


2.

Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles. Accelerated earn rate is available at Sponsors that are American Express merchants. Visit the Eligible Sponsor List at americanexpress.ca/airmiles sponsors for details. List is subject to change without notice. If you are upgrading your Card, new earn rate(s) will apply to credits and returns regardless of the original earn rate for purchases.

3.

Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.


4.

If approved by us your personal identification number (PIN) will be released to you by mail. Please note that only the Basic Cardmember is eligible for cash access. 


5.

Travel Accident Insurance provides automatic coverage of up to $100,000 of Accidental Death and Dismemberment insurance when you fully charge your plane, train, ship or bus tickets to your American Express AIR MILES Gold Business Card. Use the Card to book tickets for your spouse, dependant children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependant children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.


6.

Underwritten by Chartis Insurance Company of Canada.


7.

Comprises Travel Service locations of American Express Travel Related Services Company, Inc., its affiliates and Representatives worldwide. American Express Travel Services locations in Canada are independently owned and operated. Not all services are available at all Travel Services locations and are subject to local laws and cash availability.


8. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice.  To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES reward miles in your Dream Balance.  Some restrictions may apply. Quantities may be limited.  Collectors must pay taxes, fuel surcharges and other applicable charges and fees on air, hotel and car rental Rewards.  Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers.  Merchandise rewards include all taxes, shipping and handling costs. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered.   Manufacturers’ warranties apply to merchandise Rewards.  LoyaltyOne, Inc. makes no representations or warranties, expressed or implied.  For complete details, see current Program Terms and Conditions available at airmiles.ca or the AIR MILES Customer Care Centre at 1-888-AIR MILES (in Toronto (416) 226-5171).

® Trademark Used by Amex Bank of Canada under license from American Express.

®*** Trademarks of AIR MILES International Holdings B.V. Used under licence by LoyaltyOne, Inc. and Amex Bank of Canada.

®** Trademark of Interac Inc. Amex Bank of Canada authorized user of the Trade Mark.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read the Certificate of Insurance carefully.

Interested In a Card?
1 855 390 5133
Receive a Call Back
Get a response in 60 seconds
apply now