Skip to main content
Start of menu
Close Menu
American Express® for Small Business - Built for Business Owners
The Business Platinum Card from American Express - The Small Business credit and lending card for Canadian Business Owners
Built for Business Owners
Extraordinary access, exceptional service, and preferential treatment. Open doors wherever you go with the Business Platinum CardTM from American Express.®
Exceptional Platinum Worldwide Benefits that include:
  • Access to over 600 lounges around the world.1
  • Extras at over 700 world-class properties in the Fine Hotels & Resorts Program.2
  • Front Of The Line® access to some of the hottest events in town.
  • Concierge service.3
  • Watch what Small Business Platinum Cardmembers have to say about their experience with American Express.
Maximize your cash flow with up to 55 interest free days4 and get purchasing power that can grow with your business.Watch video to learn more.
Earn 1.25 Membership Rewards® points for virtually every $1 in purchases6 and get the most out of your business expenses.

Annual fee of $399 which may be a tax deductible expense33
Interested in this Card?
Fill out this form and a Small Business Consultant will get in touch with you within the next two business days.





This email address will be used only to respond in providing you with further card product information


Enter your Postal Code



The information you provided will be used to contact you and provide you with information on our products and services.
Yes, you may use my email address to keep me informed of the occasional offer and promotion from American Express. You should only provide an email address that you are the owner of or have consent from the owner to use for this purpose.
Get down to business comfortably no matter where you are.
apply now
For your business, and your pleasure.
Turn your business purchases into something more rewarding. With the Membership Rewards® program, every dollar that you put into your business can bring you closer to memorable experiences, and exceptional rewards. 
Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.6 Earn at the same rate for virtually every dollar in purchases charged to your Supplementary Employee Cards.6
All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can collect and your points never expire.
Unrestricted Travel
Find the best travel deal you can, book it through any travel agent or website and charge it to your Card. Then call us to pay for it with your points. Your points can cover a wide array of travel costs, from hotel and car rentals to excursions including associated taxes and fees.7
Transfer Points to other Frequent Flyer and Loyalty Programs
Combine the flexibility of Membership Rewards points with the freedom of being able to transfer your points at no fee to many frequent flyer and loyalty programs such as Cathay Pacific Asia Miles™, Delta SkyMiles8 and a 1:1 points transfer rate to Aeroplan.®*9
Earn Rewards for Personal or Business Purchases

The Membership Rewards program has so much to offer your business. A wide range of gift cards, certificates and top brand merchandise, just to name a few, make doing business so very rewarding.

Browse the full selection of Membership Rewards

Front Of The Line® Access
Purchase advance and reserved tickets to some of the hottest concerts, theater productions and special events across Canada.10
apply now
Cash flow management support.
Make cash flow management for your small business easier with the Business Platinum Card from American Express.
Maximize your small business cash flow with interest free days
Interest Free Days
Maximize your cash flow with up to 55 interest free days.4 Use your Card throughout the month and earn rewards for your everyday business expenses. Watch video to learn more.
Dynamic Purchasing Power
With the Business Platinum Card your purchasing power adjusts dynamically with your card usage and can grow over time as long as you make your payments on time and maintain a good credit history. Use your Card for all your purchases and watch your purchasing power grow.5
Real-time Payment Options
Take advantage of having your payments applied immediately, so you can free up purchasing power on your Card whenever you need to.
  • Pay your balance in full at americanexpress.ca or by phone and your payment will be applied immediately.34
  • You can also pay via online banking through your financial institution, and your payment will be applied within 48 to 72 hours.
Pay with Points
Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
Small Business Savings Program
Take advantage of the discounts and savings of up to 30% at participating companies. Use it for everyday business supplies and services from HP, MDG Computers, 411.ca, Monster.ca, FedEx® and many other partners.11
Play Button
Cardmember Testimonial
We asked Platinum Cardmembers about their experience with American Express for Small Business. Watch what they have to say.
apply now
Let Platinum look after you, while you look after your business.
The work that you put into your business should never go unrewarded.
American Express Platinum Airport Lounge Access
Airport Lounge Access

Put your head down and work or your feet up and relax with access to more than 600 airport lounges worldwide.

  • Platinum Lounge Benefit12 Get complimentary access to Plaza Premium Lounges and Servisair Executive Lounges regardless of the type of fare purchased or the airline booked. Lounge access is complimentary for you, your spouse and two children under the age of 21 or one travelling companion.

  • Airport Club Program13 Enjoy complimentary access to the Delta Sky Club® lounges.

  • Priority Pass Worldwide Airport Lounge Access14 Access to airport lounges around the globe, regardless of your choice of airline or class of ticket. The $99 USD annual fee is on us and each lounge visit costs just $27 USD per person.

American Express Business Platinum Hotel Program
Hotel Programs
The Platinum card opens the door to many of the world's finest properties.

  • Starwood Gold Preferred Guest Membership15 Usually reserved for guests with a recorded minimum of 10 stays or 25 room nights in a calendar year, the Gold Preferred Membership in the Starwood Preferred Guest®** program is yours with no minimum requirements to fulfill. This membership provides you with a 50% bonus (three Starpoints®**) for every eligible dollar spent, no blackout dates on award stays and complimentary upgrades to a preferred room at check-in, when available.

  • Fairmont President's Club16 Charge 5 nights to your Business Platinum Card, and get the many privileges of Fairmont President’s Club Platinum Membership usually reserved for guests with a recorded stay of 30 nights. Benefits include $100 in Fairmont dining certificates, one complimentary night and two room upgrades.

  • Fine Hotels and Resorts Program17 Enjoy exceptional amenities around the globe with access to more than 700 properties thought the Fine Hotels & Resorts Program.  Special extras may include upgrade to a higher room category at check-in (based on availability), daily continental breakfast for two and a guaranteed 4.00 p.m. check-out upon request. These amenities have been valued at over $450 USD based on a 1-night stay.18

    View the 2012 Fine Hotels and Resorts Catalogue.

  • Abercrombie and Kent Villas Your Business Platinum Card opens doors to the exquisite private residences around the world known with Abercrombie and Kent Villas. Receive an exclusive Cardmember amenity valued at $250 USD with your stay.19 Take advantage of these special offers through Platinum Card Travel Service from Amex Canada Inc.
Exclusive access and savings for Business Platinum American Express Cardmembers
Preferential Treatment
Making it our business to make your life a bit easier and more enjoyable.

  • Platinum Concierge3 

    Wherever and whenever in the world you need assistance, there’s always someone in your corner of the globe with the Business Platinum Concierge service.

    Trained service professionals can help you organize meetings or conference details while traveling, book hotels and flights and get you preferred access and recommendations to some of the most distinguished restaurants at home and abroad with the Fine Dining Program.20 And when it’s time for pleasure, get access to advance and reserved tickets to some of the hottest concerts, theatre productions and special events across Canada with Front Of The Line.10

  • International Airline Program21 

    Simply purchase an eligible ticket in first class or business class on a participating airline with your Business Platinum Card and you are eligible to receive a companion ticket.

    Or, when travelling alone enjoy complimentary upgrades as well as savings with special discount fares (offer excludes service charges, taxes, and fuel surcharges). To take advantage of the International Airline Program, booking must be made through Platinum Card Travel Service.

  • Car Services 

    Wherever business takes you, trust your Business Platinum Card to help get you there in comfort and style. Receive a membership in Hertz #1 Club Gold which provides access to preferred car rental courtesies at over 590 worldwide locations. Membership includes a complimentary One Car Class Upgrade (subject to availability).22


apply now
Peace of mind included.
Enjoy the peace of mind to travel and make business purchases with confidence.
Travel Coverage with the Business Platinum Card from American Express
Travel Benefits
  • Complimentary Car Rental Theft and Damage Insurance23 Save money when travelling with complimentary Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000.

    To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

    For more information call 1-800-243-0198.

  • Trip Interruption Insurance24 Provides coverage for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

    For more information call 1-866-426-7505

  • Trip Cancellation Insurance24 Provides coverage for the reimbursement of the non-refundable pre-paid travel arrangements, when you cancel a trip for a covered reason.

  • Baggage Delay Insurance25† Book a flight with your Business Platinum Card and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases.

    For more information call 1-866-426-7505

  • Flight Delay Insurance24 Charge your airline ticket to your Business Platinum Card and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for hotel, motel, restaurant expenses and other sundry items.

    For more information call 1-866-426-7505

  • Lost or Stolen Baggage Insurance25† When you fully charge your airline tickets to your Business Platinum Card you can receive up to $1,000 coverage for loss or damage to your luggage or personal effects while in transit.
    For more information call 1-866-426-7505

  • Hotel / Motel Burglary Insurance25† Automatic coverage of up to $1,000 against the loss of most personal items if your hotel/ motel is burglarized.

    For more information call 1-866-426-7505

  • $500,000 Travel Accident Insurance26† Up to $500,000 of Accidental Death and Dismemberment insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Platinum Card. Platinum Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

    For more information call 1-877-777-1544

  • Travel Emergency Assistance27 Out-of-town emergency medical and legal referrals, and important travel-specific information, such as visa requirements or customs and inoculation regulations, are available by telephone, 24 hours-a-day, 7 days-a-week. 24/7 Card Replacement No matter how you lost your Card, give us a call anytime, from anywhere and we’ll arrange to get a new one as soon as possible.

    For more information call 1-800-678-5523

  • 24/7 Card Replacement  No matter how you lost your Card, give us a call anytime from anywhere and we'll arrange to get you a new one as soon as possible.

    For more information call 1-888-721-1046

Emergency Travel Coverage with the Business Platinum Card from American Express
Emergency Travel Medical Benefits
  • Emergency Medical Insurance24† Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip for all insured persons under the age of 65. 

    To find out more call 1-866-426-7505.

  • StandbyMDSM Travel Healthcare Concierge28 Reducing travellers’ inconvenience of having to search for medical assistance by providing prompt access to 24/7 physician telephone consultations and arrangement of house call visits when travelling almost anywhere in the world and additional health care services in the U.S. and Markets of Operation, as defined in the Terms and Conditions of the Program.

    To find out more call 1-866-426-7505.

    Click here for a complete list of StandbyMD's Markets of Operation

Small Business Coverage with the American Express Business Platinum Card
Business Coverage
  • Employee Card Misuse Protection29 Your card may cover eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a new benefit created specifically for business owners and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.

    To find out more call 1-800-243-0198.

  • Disability Plan for Small Business30† Your Company benefits from valuable protection against the financial hardships caused by permanent, total disability. And it’s yours at no extra cost.

    If you, as a Sole proprietor, become permanently, totally disabled as a direct result of an accidental injury, you are eligible to receive up to $10,000 in benefits. Benefits increase with the length of Card membership. After two years, benefits increase to a maximum of $25,000. After six years, the maximum amount is $50,000.

    To find out more call 1-800-243-0198.

Purchase Coverage with the Business Platinum Card from American Express
Purchase Coverage
  • Buyers Assurance® Purchase Protection Plan31† Automatically double the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your Business Platinum Card.

    To find out more call 1-800-243-0198.

  • Purchase Protection® Plan32† Your eligible business goods are insured against accidental physical damage and theft. You don’t need to register, and it’s automatic.

    To find out more call 1-800-243-0198.


apply now
Stop looking for more time.
Start saving it.
Time is a valuable commodity. Take advantage of practical tools and services to simplify how you manage your business, and save time.
Mobile Access
Keep tabs on your account from anywhere. Mobile account access allows you to check your balance, review your recent purchases, make payments and transfer money.
Expense Management Reports
Quarterly and annual reporting that makes record keeping, expense tracking and tax preparation easier. 

View a demo of how expense reports can help your business.
Interested In a Card?
1 855 390 5133
Receive a Call Back
Get a response in 60 seconds
apply now

Terms & Conditions 

*As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. 

1.

 

Lounge access is subject to the requirements, terms, conditions and restrictions of lounge providers. Enrollment may be required with certain providers and lounge usage fees may apply. For details, visit www.amexforbusiness.ca/platinumlounges.

 

2.

 

To receive Fine Hotels & Resorts program (FHR) amenities and rates, reservation must be booked at FHR negotiated rates and room categories through Platinum Card Travel Service from Amex Canada Inc. Payment must be made with an American Express® Card in the Business Platinum Cardmember’s name. Room upgrade based on availability. Limit one amenity per room, per stay. Amenity restrictions vary by hotel, are subject to change, and cannot be redeemed for cash. Business Platinum Card members may book up to three (3) rooms inclusive of FHR rates and amenities and must accompany the party as a guest for which FHR reservations are made. In the event the Business Platinum Card member cancels the reservation(s), FHR rates and amenities will no longer apply to any remaining reservation(s). Back-to-back stays within a 24-hour period at a single FHR property are considered one stay.

 

3.

 

Upon authorization by the Business Platinum Card member, Concierge uses its best efforts to source or arrange the purchase of requested goods or services from a supplier. There is no charge for using the services of Concierge, however the Cardmember will be responsible for paying the supplier for any purchases and/or shipping charges you authorize, as well as any other fees or related costs that may apply. Amex Bank of Canada cannot be responsible for the acts or omissions of suppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances.

 

4.

 

As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28,29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.

 

5.

 

No pre-set spending limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.

 

6.

 

Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

 

7.

 

Membership Rewards points can only be redeemed for a statement credit towards an eligible travel purchase charged to your Card. There is a minimum redemption requirement of 1,000 points for a $10 credit and redemptions must be made within 12 months after the travel purchase is posted to your account. Other terms, conditions and restrictions apply.

 

8.

Point transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

9.

 

Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions and restrictions apply. Visit www.membershiprewards.ca for full Membership Rewards Terms and Conditions.

 

10.

 

Purchase must be charged in full to an American Express Card.  Subject to availability and to event and ticketing agent terms, conditions and fees.

 

11.

 

Program Partners, prices and savings are subject to change without notice. Certain terms and restrictions apply. Details will be provided upon Card approval. To receive savings with a partner, you must charge your eligible purchases to your eligible American Express Card in accordance with the terms and conditions applicable to that partner.

 

12.

 

Holders of eligible American Express Cards (“Eligible Cardmembers”) may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis. Participating Lounges may change from time to time. For a complete listing visit americanexpress.ca/platinumlounges. To access a Participating Lounge, Eligible Cardmember must show a valid, unexpired eligible American Express Card, airline ticket for travel on the same day and government-issued photo identification in the name of the Eligible Cardmember. Eligible Cardmember’s spouse and 2 children under the age of 21, or one travel companion, may enter a participating lounge as complimentary guests. Guest must accompany eligible Cardmember; show a valid airline ticket for travel on the same day and government-issued photo identification to access a participating lounge. International Plaza Premium Lounges, maximum of 2 hour stay. Québec City’s Jean Lesage International Airport VIP Lounge, eligible Cardmembers children must be under the age of 18. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.

 

13.

 

Airport Club Program - The Business Platinum Cardmember must present their Card, government-issued I.D. and same day corresponding airline ticket to club agents.  The Name on the ticket must match the name on the Business Platinum Card. Code-share and affiliated lounge agreements may not apply in all cases. The Business Platinum Cardmember must be 18 years of age to enter into the Airport Club Lounge without a parent or guardian where there is no self-service bar. Local age restrictions apply in non-U.S. locations. The Business Platinum Cardmember must be 21 years of age to enter into all Airport Club Lounges where there is a self-service bar. Cardmembers must adhere to all house rules of participating clubs. Participating airlines and locations are subject to change without notice.

 

14.

 

Business Platinum Basic and Platinum Supplementary Card member(s) (“card member”) may apply for a Priority Pass membership (“PP membership”). PP membership is subject to approval by Priority Pass Limited (“PPL”) and is not guaranteed. Unless cancelled, PP membership automatically renews on its anniversary date. PP membership may be cancelled by American Express if: (i) the Priority Pass benefit associated with the Business Platinum Card is changed or terminated, or (ii) the card member's Business Platinum Card is cancelled. PP membership includes access to any airport lounge participating in the Priority Pass Program. Participating lounges are owned and operated by independent third parties and their participation and/or facilities can change from time to time. To access a lounge, the card member will need to show his/her valid Priority Pass card and an airline ticket for travel on the same day for the card member and each of his/her guests. At their sole discretion, participating lounges may restrict entry to persons under 21 years old; please check restriction details for the individual lounges at www.prioritypass.com or your Priority Pass Directory provided by PPL. All lounge visits are subject to a fee of $27 US per person per visit. This fee applies to the card member and his/her guests. Lounge access charges can be billed by PPL to the Business Platinum Card connected to the card member's PP membership upon PP's receipt of notification from the lounge visited. Any US dollar charges to the card will be converted to CDN dollars using a conversion rate and applying a conversion commission as specified in the Card member Agreement and Disclosure Statement. All card members are also subject to PPL's terms and conditions for the Priority Pass Program and the individual lounge operators' terms of use for the participating lounges visited. For complete PPL terms and conditions and a directory of participating lounge locations, please visit: www.prioritypass.com.

 

15.

 

Starwood Preferred Gold Membership Business Platinum Cardmembers must phone 1-888-625-4990 and provide a reference code to enroll in the Starwood Preferred Guest program and to qualify for Gold Preferred membership (“Membership”). Membership is subject to the terms, conditions and restrictions of the Starwood Preferred Guest Program, which are subject to change without notice. This benefit is subject to change and may be discontinued at any time. American Express reserves the right to instruct Starwood Hotels & Resorts Worldwide, Inc. to cancel your Membership if you cease to be a Business Platinum Card member. Bookings must be charged to the Business Platinum Card. Fine Hotels and Resorts amenities may not be combinable with Gold Preferred level amenities. Preferred rooms are identified by each property and are superior standard rooms that may include rooms on higher floors, corner rooms, newly renovated rooms, or rooms with preferred views. Preferred rooms do not include suites. Upgrades are subject to availability at time of check in for the length of the stay, provided the room was not booked through a pre-paid third party channel. The upgrade benefit is available for one room for the personal use of the Business Platinum Card member only, regardless of the number of additional rooms purchased. Late check-out may not be available at some properties.

 

16.

 

Membership in Fairmont President’s Club Platinum Membership is subject to the terms, conditions and restrictions of Fairmont Hotels & Resorts which are subject to change without notice. American Express reserves the right to instruct Fairmont Hotels & Resorts to cancel your Membership if you cease to be a Business Platinum Card member. Bookings must be charged to your Business Platinum Card. Bookings must be charged to your American Express Card.

 

17.

 

In order to receive the Fine Hotels & Resorts program amenities and rates, reservations must be made through Platinum Card Travel Service from Amex Canada Inc. Payment must be made using the Business Platinum Card. Limit of one special program amenity per room and per stay. Special amenity varies by location. Hotel partners and benefits subject to change without notice. Terms and conditions apply. Room upgrade at time of reservation available at some properties. Upgrade upon arrival is not applicable where upgrade at reservation has been granted.

 

18.

Benefit value based on double occupancy. Actual value varies by property, length and date of stay. $450 value is based on a $80 breakfast credit, $100 special amenity, and a $365 value for 4pm check-out based on fees charged for late check out of generally 50% of the daily rate, based on an average daily rate of $730. For additional and full Terms and Conditions, please visit www.americanexpress.ca/businessplatinum

19.

 

Business Platinum Cardmembers are eligible. Partner or other Terms and Conditions may apply. Amenities vary by location and are restricted to certain properties. One amenity per villa booked. Service fees may apply. Fees will vary according to type of service requested. Abercrombie and Kent Villa rentals eligible for the promotion must be purchased in Canada through Platinum Card Travel Service from Amex Canada Inc. and charged to your Business Platinum Card. Card member must be travelling. There is no limit on the number of rentals a Cardmember may book during the designated time period. Subject to availability.

 

20.

 

If you do not honour your reservation, or if you cancel after the given deadline, you will be subject to a $15 per person cancellation fee ($60 minimum, $120 maximum) charged to your Business Platinum Card in the local currency of the country in which the restaurant is located.

 

21.

 

The International Airline Program (the “Program”) offers a complimentary or discounted companion ticket, complimentary upgrade, special class fare or discounted fare on participating airlines to holders of an eligible basic American Express Cards (“Eligible Cards”) as described in this Welcome Brochure or are otherwise identified to you by American Express (“Eligible Cardmember”). In order to take advantage of the Program, the Eligible Cardmember’s account must be active (meaning not cancelled).

 

22.

 

Business Platinum Card members must enroll directly with Hertz to receive Hertz #1 Club Gold membership (“Membership”). Membership is subject to the terms, conditions and restrictions of Hertz which are subject to change without notice.

 

23.

 

Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your Business Platinum Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

 

24.

 

Underwritten by RBC Insurance Company of Canada.

 

25.

 

Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages are underwritten by RBC General Insurance Company.

 

26.

 

Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment insurance when you fully charge your plane, train, ship or bus tickets to your Card. Use the Card to book tickets for your spouse, dependant children (under 23) or any Business Platinum Supplementary Cardmember and they will also be covered. Spouse and dependant children (under 23) of Business Platinum Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by ACE INA Life Insurance, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

 

27.

 

All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.

 

28.

 

Not an insurance coverage.  Concierge services arranged through StandbyMD and may be subject to contractual terms and conditions of StandbyMD.  Fees may apply.  Please consult your StandbyMD Terms and Conditions for full details. StandbyMD is a Service Mark of Healthcare Concierge Services, Inc.  All rights reserved.

 

29.

 

Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.

 

30.

 

Underwritten by Chartis Insurance Company of Canada.

 

31.

 

When you charge the full price on eligible purchases to your Business Platinum Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

 

32.

 

Underwritten by Royal & Sun Alliance Insurance Company of Canada.  Coverage in excess of any and all other applicable insurance.


33.

 

Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.


34.

 

Subject to the Electronic Payment Program Agreement and availability of the service, you can request a same day payment prior to 8 PM Eastern Time or , if your account is in good standing, a future payment within 25 days scheduled by your next due date (or 28 days after the date of your statement for Corporate Card). However, your first payment can only be scheduled 3 calendar days after enrolment of the bank account. Although we may credit your American Express account it may not appear on your Online Services summary and may not be cleared through your bank until a subsequent day.


†  All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read Certificates of Insurance carefully.
®  Used by Amex Bank of Canada under license from American Express
®*  Aeroplan is a registered trademark of Aeroplan Limited Partnership.
®**  2010 Starwood Hotels & Resorts Worldwide, Inc. All rights reserved.
SM StandbyMD is a Service Mark of Healthcare Concierge Services, Inc
Interested In a Card?
1 855 390 5133
Receive a Call Back
Get a response in 60 seconds
apply now